Prospectuses

Please select a Prospectus:

	MTB Funds Variable Annuity Prospectus
	MTB Group of Funds Institutional Prospectus
	MTB Group of Funds Retail Fluctuating_Funds Prospectus
	MTB Group of Funds Retail Money_Market_Funds Prospectus

Dow Jones Industrial Average (“DJIA”) Is an unmanaged index which represents share prices of selected blue chip industrial corporations as well as public utility and transportation companies.

Nasdaq Composite Index is an unmanaged index that measures all Nasdaq domestic and non U.S.-based common stocks listed on the Nasdaq Stock Market.

The S&P 500 Index is an unmanaged capitalization-weighted index of 500 stocks designed to measure performance of the broad domestic economy through changes in the aggregate market value of 500 stocks representing all major industries.

Information provided on this web site is intended only for persons who are eligible to purchase U.S.-registered investment funds. The funds accessible on this Web site are offered exclusively in the United States.

An investment in money market funds is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in these funds.

Income generated by the municipal bond funds may be subject to the federal alternative minimum tax and state and local taxes.

Due to their strategy of investing in other mutual funds, the Managed Allocation funds may incur certain additional expenses and tax results that would not be present with a direct investment in the underlying funds.

MTB Investment Advisors, Inc., a subsidiary of Manufacturers and Traders Trust Company ("M&T Bank"), is the investment advisor to the MTB Group of Funds.

The MTB Group of Funds are available from M&T Securities, Inc. (member FINRA/SIPC), a broker-dealer subsidiary of M&T Bank, and other authorized broker-dealers. ALPS Distributors, Inc., which is not affiliated with M&T Bank, is the distributor of the MTB Group of Funds.

For more complete information, please download the funds' prospectuses available on this website or call 1-800-836-2211 for copies. You should consider the funds' investment objectives, risks, charges and expenses carefully before you invest. Information about these and other important subjects are in the fund's prospectus, which you should read carefully before investing.