Your Strategy - Using a Financial Adviser

How a Financial Adviser Can Make a Difference

Many investors rely on some form of investment advice through a financial adviser. It may help to think of a financial adviser as you would a doctor or lawyer.

You automatically seek professional help for medical or legal matters. Then why not rely on a professional for investment decisions that can make all the difference toyour financial health?

For a checkup, a complete evaluation of your investment needs, an investment recommendation or anything in between, a financial adviser can help you make smart choices. And save you time and stress by making investing a clear, refreshingly simple process. As a result, you can dedicate more time to the other important things in your life.

Your financial adviser can:

Develop an inventory of your financial goals and resources.
Evaluate your current investments.
Create a financial plan.
Recommend a combination of investments to pursue your plan, using a proven strategy called asset allocation.
Help you minimize taxes.
Help you with estate planning.
Give you a professional opinion and suggestions on decisions you’re making on your own.
Review your investments on a regular basis to make sure you’re on track.
Guide you through the complexities and opportunities of investing.
Serve as your resource as your financial situation changes, react to your ideas, and answer your questions.

MTB Investment Advisors, Inc., a subsidiary of Manufacturers and Traders Trust Company ("M&T Bank"), is the investment advisor to the MTB Group of Funds.

The MTB Group of Funds are available from M&T Securities, Inc. (member FINRA/SIPC), a broker-dealer subsidiary of M&T Bank, and other authorized broker-dealers. ALPS Distributors, Inc., which is not affiliated with M&T Bank, is the distributor of the MTB Group of Funds.

For more complete information, please download the funds' prospectuses available on this website or call 1-800-836-2211 for copies. You should consider the funds' investment objectives, risks, charges and expenses carefully before you invest. Information about these and other important subjects are in the fund's prospectus, which you should read carefully before investing.